By AMP financial adviser Dianne Charman With life expectancy continuing to rise, the reality is that today we need to make our earnings from 40 to 50 years in the workforce, extend across 80 to 90 years of living. Sadly, for too many Australian women, this isn’t happening. As a result, many may find themselves short of cash in their retirement years. But it’s not just … [Read more...] about Shrink Your 14 Year Super Shortage and Retire Right!
By Dianne Charman* Self-managed super funds (SMSFs) are the largest sectors in the Australian superannuation industry and the trend could well continue with around 33,000 new SMSFs set up every year1. While people have generally always been able to buy property through self-managed super funds, what has changed in the past few years is that SMSFs can now borrow money to … [Read more...] about A beginner’s guide to buying property through an SMSF
By AMP financial adviser Dianne Charman We are dazzled by the beautiful renovations seen every week on those amazing reno shows but what if you’re not renovating on a television network’s budget? How to embark on simple DIY renos that won’t break the bank. We have all seen the glorious, glistening finishes of the freshly completed bathrooms of the TV renovation shows, … [Read more...] about Renovating on a budget